Many people love the convenience of paying bills online. It's cheaper and faster than mailing them all out by hand. Many people sign up for numerous accounts to pay their bills online, but here are four reasons why using your bank's online bill pay service is an even better way to pay:

You Avoid Additional Charges

Many companies will tack on additional fees for paying online. These are sometimes a flat charge for using their website, or a percentage of the bill you're paying. While there can be service charges with a bank's online bill payment service, they are often much less than the bill payment fees of merchants that charge convenience fees. By using your bill payment service, you can still have the convenience of online bill pay management, without the additional charges.

You Can Pay Companies That Aren't Online

Using an online bill payment system allows your bank to send a check to pay your bills. What you may not realize is you can make payments to merchants that don't have a website. For example, your babysitter or landlord doesn't have a website, you can still enter them into the online payment system. They will get sent a check for the amount you request for the date you request. This reduces the hassle of having to write a paper check and allows you to manage all of your bills online.

You Can Receive Fewer Emails

Another benefit of online bill paying services is that they allow you to use a single account to manage your bills. This means you don't have to sign up for additional accounts for each of your bills. This also means you won't be receiving any of the promotional emails for those accounts.

Overall Simplicity

To pay your bills online through the traditional merchant website, you have to create an account. However, you have to do this for each and every single bill you pay, using an online bill paying utility will allow you to use a single account if you desire.

Online bill pay services also simplify the bill paying process by reducing the need for a checkbook. The bank sends the checks to the merchants on your behalf, meaning you don't have to write one yourself if you don't want to. You don't even have to have a checkbook if you don't want one.

If you're interested in using online bill payment, you should reach out to your bank. They will be able to advise you the best way to set up your online bill manager.